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As the Self-Assessment tax return deadline approaches, scammers are ramping up their efforts to trick individuals into handing over personal and financial details. HMRC has reported a sharp rise in fraudulent emails, calls and text messages claiming to be from them, often promising tax rebates or threatening legal action. Knowing how to spot these scams can help protect you from falling victim.
Common Self-Assessment Scams
Fraudsters often impersonate HMRC, sending emails or text messages that look official but contain misleading links designed to steal sensitive information. One of the most common scams involves fake tax refund offers, where criminals try to lure victims into sharing bank details.
How to Recognise a Scam
A key warning sign of a scam is any unexpected message asking for personal or banking information. HMRC will never contact individuals via text or email to announce a tax refund, nor will they leave voicemails threatening arrest. Genuine tax-related messages will always come through official channels, and any request for immediate payment should be treated with suspicion.
What to Do If You’re Targeted
If you receive a suspicious email, text or call claiming to be from HMRC, do not click on any links, share personal details or respond. Instead, forward phishing emails to HMRC’s official reporting address, and send scam texts to their designated number. If you are unsure whether a message is genuine, check directly with HMRC through their official website or consult a trusted professional, such as Evesham accountants like https://www.randall-payne.co.uk/services/accountancy/evesham-accountants/, for guidance.
Staying Safe During Tax Season
Taking a few precautions can help protect you from tax-related scams. Be cautious of any unexpected messages, and enable security features like two-factor authentication on financial accounts. Investopedia explains two-factor authentication in greater detail. Also, never share sensitive details over the phone or online unless you are certain of the recipient’s legitimacy.
With scam attempts increasing each year, it is more important than ever to stay alert when handling tax returns. By recognising warning signs and verifying any unexpected contact, you can protect yourself from fraudsters looking to take advantage of Self-Assessment season.
